home2

Contact us now for

PROPERTY &
EQUIPMENT LOANS

A free consultation to discuss
your finance requirements






Calculate your Repayment




Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764

This calculator is powered by Pure CapitalFinance,
credit representative number 512764

Pure Capital's
Farm Loans Products

We’re experts in agribusiness.

Whether you're an established farmer or new to the land, it's important to find people who are willing to roll up their sleeves and work with you.

We cover everything from everyday banking, purchasing land, buying a farm or financing machinery, livestock and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your farm.

Keep your agribusiness ahead of the game with flexible finance

Better rates for financing tractors, harvesters, haymakers, irrigation, tillers and picking/grading equipment

Flexible agricultural loans and leases

Agribusiness is vital to Australia, and we offer a range of agricultural equipment loans and leases that come with low rates and flexible terms. We find you leases that help keep your operation at peak efficiency. Our consultants can set up finance leases and operating leases to secure your cash flow. Ask about adjustable loan repayments for seasonal agribusinesses, giving you greater peace of mind.

Finance tailored to your agribusiness

Pure Capital connects with over 25 of Australia’s top lenders in agricultural equipment and vehicle finance. Our consultants help find you the best deal that suits your situation and circumstances. We can tailor an agricultural equipment finance solution that doesn’t require you to invest any capital of your own. We can even find loan products such as chattel mortgages or hire purchases with 100% finance or more, so you can amortise extras such as insurance and training costs.

Calculate, compare and save on your agriculture finance

Getting the best price and the most flexible terms is important to any agribusiness. That’s why we offer a free agricultural finance calculator, giving you the power to do the maths yourself and see how much you can save.

$
LenderProduct NameAdvertised RateComparison RateMonthly Repayment
Farm LoansSecured Agriculture Loan4.49% Variable 6.60%$ ---,---
BankWestBusiness FeeSaver Loan - Res Sec5.80% Fixed 5.80%$ ---,---
BankSABusiness Loan Variable6.78% Variable 6.78%$ ---,---
ANZBusiness Loan Variable - Res Sec7.10% Variable 7.10%$ ---,---
Commonwealth BankBBL Var Non-Res Sec 7.81% Variable 7.81%$ ---,---
Farm LoansSecured Agriculture Loan
4.49%
Variable
6.60%
Comparision
$ ---,---
Monthly Repayment
BankWestBusiness FeeSaver Loan - Res Sec
5.80%
Fixed
5.80%
Comparision
$ ---,---
Monthly Repayment
BankSABusiness Loan Variable
6.78%
Variable
6.78%
Comparision
$ ---,---
Monthly Repayment
ANZBusiness Loan Variable - Res Sec
7.10%
Variable
7.10%
Comparision
$ ---,---
Monthly Repayment
Commonwealth BankBBL Var Non-Res Sec
7.81%
Variable
7.81%
Comparision
$ ---,---
Monthly Repayment
WHY CHOOSE  A FARM LOAN?

Competitive Rate

We pride ourselves on our competitive rates for commercial property, asset finance for cars, trucks, tractors, recreational vehicles, heavy commercial assets, business loans & more. At Farm Loans we finance everything you need.

Trusted Lenders

We’ve been helping people achieve their dreams, with an expansive network of business partners and lenders. We’re able to secure the best finance deals for you needs.

Fast Approval

Kick start your financial goals with fast approval rates, speedy approvals and customised financial repayments are our specialty. Apply for a loan or a quick quote today.

Talk to a Real Person

We know how complicated loan applications are so we make it our business to support you throughout the entire process. Give us a call today to speak to a member of our team for a free consultation.

Contact us now for

PROPERTY &
EQUIPMENT LOANS

A free consultation to discuss
your finance requirements




COMPARE YOUR LOAN OPTIONS

ABOUT FARM LOANS

The right farm loan can provide you with the financial stability to sustain your business during seasonable fluctuations or grow your business. If you are looking for a loan to purchase land, equipment, product, or livestock, a farm loan could be a good option for you. Farm loans come in many forms, including secured, unsecured, equipment financing, overdrafts and more.

THE BENEFITS – GET FUNDED WITH PURE CAPITAL

LOANS BETWEEN $5K-20M

Whether you need $5k or $20m, we can get you the funds you need when you need it.

COMPETITIVE RATES

We compare over 70 lenders to find you the best possible rate for your financing needs.

FLEXIBLE TERMS

Setup your loan terms and a payment plan that suits you and your business.

HIGH APPROVAL

With over 70 lenders, we can get you approved and funded quickly.

OVER 70 LENDERS

We compare over 70 lenders and even more loan options to find you the best solution.

ANSWER IN 2 MINUTES

Don’t let delays impact your business, find a solution in minutes and get funding fast.

HOW IT WORKS

Tell us a bit about your business and your loan needs

We negotiate the best options for you based on your criteria.

Approved! Get ready to start spending the funds and grow your business.

SEE HOW WE CAN HELP YOU WITH YOUR AGRICULTURE FINANCE

We are accredited with the most reputable lenders in Australia giving you a fair choice to compare.

agribusiness loans

Competitive agribusiness loans

Loans for farms and agribusiness starting at 5.51%p.a. Save on tax with chattel mortgages and hire purchases.

Flexible leasing options

Flexible leasing options

Stay current with Pure Capital our low rate and structured operating and finance leases for your agriculture business.

We’re expert at agriculture

We’re expert at agriculture

Our experienced consultants give you personalised service and help you at every stage of the agriculture finance process.

New or used plant

New or used plant

Buying new? Buying used? We finance it all. We can help you get approved for dealer or private agricultural plant.

100% finance

100% finance

Don’t want to stop your cash flow? Pure Capital offers 100% finance for your agriculture business to approved applicants.

On your terms

On your terms

We give agribusiness the option to extend their loan term beyond the standard 5 years – or shorten it to as little as 12 months.

Got a question about your agriculture loan?

Find answers to common questions about agriculture finance here

Yes – Pure Capital helps all types of farms and agribusinesses find flexible and affordable loans for all types of plant, from tractors to haymakers to skid steer loaders and more.

Yes – We have helped many startups and micro-businesses find the equipment finance that they require. You get the right service and the right products, every time.

Yes – finance leases give you the option to buy the equipment outright at the end of the lease term. Ask your consultant to find out how you can achieve your business goals with a finance lease.

Yes – most agribusiness equipment leases and loans allow for GST and interest claims back on your tax. Ask one of our consultants for guidance.

Yes – many of the lenders we deal with offer products with flexible repayment terms that cater to seasonal and harvest-based agribusiness.

Helpful guides to agricultural finance

Use our helpful guides below to learn more about agriculture finance and how it impacts the agricultural industry.

Buying new vs. used agricultural machinery

Keeping a farm operating requires a lot of work and a lot of capital. Buying used agricultural machinery may be a viable option, especially if you’re facing a bigger than expected harvest. Depreciation may occur faster, but it will get the job done. Buying new means high residual value in your asset, and lower maintenance costs as parts and machinery is factory fresh. If you decide to rotate crops or move into different commodities, you can sell for more.

Leasing equipment vs. buying

A major decision for any farmer or agribusiness manager is to lease or buy farm equipment. Buying creates an asset on the books, which can count towards your profits. You can also claim depreciation, tax and other benefits. However, if your farm or agribusiness needs more flexibility, operating or finance leases may be preferable. This gives you the opportunity to switch out existing equipment within a given time frame, so you’re always using new or near-new equipment.

Agribusiness loans – how they differ

In contrast to other types of commercial loans, Agribusiness is often dependent on seasonal income, so banks and lenders accommodate repayments when cash flow is better – around harvest time. Terms can vary from three months up to thirty years; especially when some equipment can cost six to seven figures. One can separate the loan into interest only (with a balloon payment due at term) or principal and interest, like most other loans. Some loans also come with a redraw facility.

Buying agriculture equipment after lease

Many agribusinesses lease their equipment with an operating or finance lease as it suits their aims and method of operation. However, once a lease term concludes, a farm or agribusiness has the option to buy their equipment outright, if it suits their financial position and goals. The usual method is to pay out the residual value of the equipment leased. Though this is a lump sum, your business can finance this using a variety of commercial agribusiness loan products.

WHY CHOOSE PURE CAPITAL

GET TO ‘YES’

WE HAVE A BUSINESS LOAN FOR EVERY AUSTRALIAN BUSINESS

with our network of over 70+ lender.we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers

GET THE RESULT YOU DESERVE

EASILY COMPARE BUSINESS LOAN RATE, TERMS & FREE FOR FEES!

your farm loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.

TRUSTED EXPERT IN YOUR CORNER

UNDERSTAND YOUR BUSINESS LOAN OPTION TODAY & UNLOCK BETTER TOMORROW

with our network of over 70+ lender. we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers

Brand You Can Trust

we are accredited with the most popular lender and insurers in Australia giving fear choice to compare